How to Replace a Social Security Card

The day you need to replace a Social Security card always seems to come at the worst possible moment, but the process is simpler than you'd expect. Whether yours was stolen or simply vanished into a pile of papers, you'll need it sooner or later: for a new job, a mortgage, or a government benefit. 

The good news? You can start the replacement process online, without ever visiting an office.

The documentation you need to replace your Social Security Card

You’ll need to present original documents or certified copies only — photocopies and printed screenshots are not accepted. Expired documents will also be rejected.

Note on citizenship: If you're a U.S. citizen who has previously dealt with the SSA, proof of citizenship may already be on file — meaning you may not need to provide it again.

How you can apply for a Social Security card 

There are three ways to replace your Social Security card — online, by mail, or in person. The right option depends on your situation.

Apply Online

The fastest option, but only available if you meet all of the following criteria:

• Age 18 or older
• U.S. citizen with a U.S. mailing address (including APO, FPO, and DPO addresses for military personnel)
• Hold a valid driver's license or state-issued ID from a participating state or the District of Columbia
• Not requesting a name change or other updates to your card

If you qualify, follow these steps:

1. Create or sign in to your my Social Security account.
2. Navigate to Services and select "Replace your social security Card."
3. Verify your identity via multi-factor authentication (text or email code).
4. Provide your details — name, date of birth, and Social Security number.
5. Review and submit your request, then track its status through your account.

Note: If your my Social Security account was created more than three years ago, you may need to transition to a Login.gov or ID.me account to continue accessing SSA services online.

Apply by Mail

A solid option if you don't qualify for online filing and prefer not to visit an office in person.

1. Download and complete Form SS-5 from the SSA website, using black or blue ink.
2. Gather your documents — originals or certified copies only. No photocopies or notarized copies are accepted.
3. Mail your application and documents to the address listed on Form SS-5 for your state.

The SSA will return all documents after processing. That said, if you're uncomfortable mailing irreplaceable originals, the in-person option may be a better fit.

Apply In Person

Required if you can't apply online, don't want to mail your documents, or are aged 12 or older applying for your first card. Some people also prefer in-person visits for complex situations or when they need guidance on documentation.

• Schedule an appointment in advance via the SSA website or by calling 1-800-772-1213 — walk-ins are possible but appointments reduce wait times significantly.
• Bring your completed Form SS-5 along with all required original documents.
• Your replacement card will arrive by mail in 7–10 business days — cards are not issued at the office.

Use GOV+ for a Simpler Path

Not sure which option applies to you, or find the SSA's process confusing? GOV+ offers a straightforward alternative regardless of whether you qualify for online filing. 

Fill out one simple form and GOV+ will guide you through the entire process — no government portals to navigate, no uncertainty about whether you've done it right.

Stolen card? Here’s what to do

If your social security card was stolen — not just misplaced — take these steps immediately.

First, a reassuring note: In most day-to-day situations, you don't need the physical card. If you know your Social Security number, that's sufficient for employment forms, tax filings, and most identity checks. The card itself is rarely required once you have the number memorized.

Report the Theft

• File a report with the FTC at IdentityTheft.gov after receiving your replacement card. The site walks you through a personalized recovery plan based on your situation.
• Run a credit report to check for any unauthorized accounts or activity opened in your name.

Watch for Warning Signs of Identity Theft

• Unexplained withdrawals from your bank account or credit card
• Unexpected medical bills
• Debt collector calls about purchases you didn't make

Protect Yourself Going Forward

Once your replacement card arrives, store it somewhere secure — a safe at home or a safety deposit box. Never carry it in your wallet.

GOV+ Subscription: Built-In Identity Protection

If you replace your card through GOV+, a subscription also gives you comprehensive identity theft protection — so you're covered if it ever happens again:

• Up to $1M coverage in identity theft damages
• Identity restoration service if your identity is compromised
• Real-time alerts for fraudulent activity on your personal information

 Save time and headache with GOV+

At GOV+, we’ve created a pain-free portal to replace your social security card, and eliminate the stress of navigating government sites.

1. Fill out a simple online form — no confusing government websites or paper forms to deal with
2. Receive your guidance kit — everything pre-prepared so your application is complete and error-free
3. Get your certified copy in the mail — delivered directly to your door

And once you apply with the GOV+ platform, every future government application gets easier. Our autofill technology stores your information and pre-fills future forms automatically — so you never start from scratch again.

We also help with related SSN services:

• Changing your name on your Social Security card
• Applying for your first social security card
• Updating your social security card

Replace your social security card today.

Social security card replacement FAQs

Is it possible to replace a social security card the same day you lost it? 

Same-day replacement isn't available by mail or online — but if you visit a local SSA office in person with all required documents, your application can be processed the same day. Your card will still arrive by mail within 7–10 business days. 

What should I do if I can't apply online? 

If you don't meet the SSA's online eligibility criteria — for example, you're a non-citizen, don't have a qualifying state ID, or need to make changes to your card — you can apply by mail or in person at a local SSA office. GOV+ is also a good alternative: it works regardless of whether you qualify for the SSA's online process and walks you through the application step by step, so you don’t have to navigate the government websites.

My social security card got stolen. What should I do next?

Start by filing a report with the FTC at IdentityTheft.gov, which will generate a personalized recovery plan. Then request a replacement card through the SSA or via GOV+. Monitor your credit reports for unauthorized activity and watch for warning signs like unexpected bills or debt collector calls. Remember — you rarely need the physical card day-to-day, so knowing your SSN keeps you covered while you wait for the replacement.

How can I obtain a Social Security card replacement for a child? 

The process is similar to replacing an adult's card. You'll need to provide:

• Proof of the child's citizenship, age, and identity
• Proof of immigration status (if the child is not a U.S. citizen)
• Evidence of your relationship or custody, plus your own identity documents confirming your authority to sign on the child's behalf

Applications for children cannot be completed online and must be submitted by mail or in person at a local SSA office.

How can I replace my social security card? 

You have three options: apply online through your my Social Security account (if you meet eligibility criteria), apply by mail using Form SS-5, or visit a local SSA office in person. If you'd prefer a simpler experience, GOV+ lets you complete the process through one straightforward form without navigating government portals.

How long does it take to receive a replacement card? 

If you apply online or by mail, expect your replacement card to arrive within 10–14 business days. If you apply in person, processing is typically faster and your card should arrive within 7–10 business days. The card is always mailed — it is never handed out at the SSA office.

How many times can I replace my Social Security card? 

The SSA limits replacements to 3 per year and 10 in your lifetime. However, these limits have exceptions — replacements due to a legal name change, updates to immigration status, or corrections to information on your card do not count toward either limit. If you're approaching your limit, the SSA may ask you to provide additional documentation to confirm your identity before issuing a new card.

Sources: 

1. GOV+. Save A Trip To The Social Security Office. https://govplus.com/solutions/social-security-card 

2. Social Security Administration. Application for a Social Security Card. https://www.ssa.gov/forms/ss-5.pdf 

3. Social Security Administration. How do I replace a Social Security number (SSN) card for a child? https://faq.ssa.gov/en-us/Topic/article/KA-02723